Retail Processing

Retail Merchant Rates
	Visa/MC Rate	Transaction Fee
Retail-Card Present/swiped	1.70%	0.25
Monthly Statement Fee	$5.00

Complete Payment Processing Solution For Retail Merchants
Processing networks supported are NDC East, NDC Central (formerly MAPP), NDC West, Visanet/Vital. We can also support the FDC network through a secondary bank.

Existing equipment reprogrammed free of charge. Low prices if you need to purchase a terminal from us.

Accept Credit Cards, Visa, MasterCard, Discover, American Express. Hotels & Restaurants can accept the Diner's card too.

Accept debit cards at a flat low transaction fee. No discount fee for debit cards. Debit cards are check cards with the Visa & MasterCard logo or ATM cards.

Auto Approval Level One Retail Merchants. Monthly volume $200k or less per month and average ticket $300 or less. Swipe 90% of credit cards in a terminal. *Bankruptcies must be discharged a minimum of 6 months and cannot be on V/MC TMF file or put any false or fictitious information on the application.

Level 2 merchants Auto Approval. Level 2 merchants can qualify for the same low rate for qualified transactions, i.e. transactions that are swiped in a terminal as a level one merchant as long as 50% or more of the transactions are swiped in a terminal. Level 2 merchants are also merchants in the service industry. $10k per month in volume and average ticket $300 or less.

If you do not meet our auto approval guidelines you can still be approved. We would need any one of the following:

• Current processing statements
• Business financials most recent fiscal yr.
• 2 yrs business tax returns
• Personal financial statement.
• 2 yrs personal tax returns